Tax Planning Insights

Wondering whether you will owe taxes when you sell an investment? This 2026 flowchart walks you through the key questions, from whether your investment is held in a tax-deferred account, to how your income affects your capital gains rate and potential NIIT exposure. Use it as a quick reference to understand your tax position before you sell.

Financial Planning Considerations

Do you know what would happen to your assets if something happened to you today? Estate planning is one of the most important aspects of a comprehensive financial plan. The Estate Planning, Wills, Probate, and Transfer of Assets guide breaks down the key concepts in plain language: the purpose of a will, what state law decides if you do not have one, the difference between probate and non-probate assets, and how beneficiary designations can override even the best-written will. Whether you are just getting started or it has been a few years since you have reviewed your plan, now is a great time to make sure everything is in order.

Market Perspectives

Markets are hitting new highs, IPO buzz is back, and interest rates remain stubbornly elevated. What does it all mean for your portfolio? This month’s market commentary covers the key forces shaping the investment landscape right now, including the continued dominance of tech stocks, what to know before getting swept up in IPO excitement, and why rising long-term rates may actually be good news for your bond holdings.