Tax Planning Insights

2025 Tax Changes at a Glance

The update below highlights key provisions from 2025 that could impact your planning and your 2026 filing season. Inside, you will find a quick rundown of permanent TCJA extensions, new above‑the‑line deductions (for seniors, certain tips and overtime, and limited car loan interest), an increased Child Tax Credit, a higher SALT cap, several clean‑energy credit expirations, and IRS priorities like the phaseout of paper refund checks and enhanced reporting for digital and foreign assets.

Financial Planning Considerations

2026 Tax Changes: What You Need to Know

This commentary breaks down the most impactful updates for 2026 and how to turn them into planning opportunities. Inside you will find practical guidance on the new Roth-only catch-up contributions for higher earners, the expanded SALT deduction limit, the temporary senior bonus deduction, and strategies to coordinate these changes with Social Security and your broader plan.

Market Perspectives

Why Corporate Earnings Matter

This month’s market commentary explains how corporate earnings drive long‑term market returns—and what this earnings season means for diversified investors. Inside, you will find context on today’s valuations, how recent profit growth supports portfolios, and why ongoing AI‑related capital spending could shape results ahead. The takeaway: stay focused on balance, discipline, and your long‑term plan—especially amid headlines.