Market Perspectives, Tax Planning Insights, and Financial Planning Considerations
Market Perspectives
The Fed is signaling a likely rate cut, and both the bond and stock markets are responding with optimism. Current yields remain attractive, and lower borrowing costs could support continued growth. The best way to take advantage of these opportunities—while protecting against risks—is to stay well-diversified.
Tax Planning Insights
The One Big Beautiful Bill Act (OBBBA) – Comparison Guide
The OBBBA is a major piece of tax legislation that introduces broad changes across several areas of personal financial planning. From tax deductions and credits to student loan repayment rules, the law impacts a wide range of planning considerations.
With this summary guide, you can get a high-level overview of many of the key changes and start identifying where they may apply to you. It is designed to simplify a complex law and help you navigate new rules with more clarity.
This guide highlights:
- Expansions to existing tax deductions and credits
- A new category of non-itemized below-the-line deductions
- Adjusted rules across multiple tax planning areas
- Changes to IDR plans for federal student loans
- Adjustments to estate & gift tax exemptions, AMT, and more
Stay informed. Stay prepared. Navigate the OBBBA with confidence.
Financial Planning Considerations
Considering a Change to Your Medicare Coverage?
Medicare Open Enrollment begins October 15—and it’s the perfect time to reassess whether your current coverage still fits your needs.
You might be thinking about switching plans if:
- You’re looking for a plan that covers different or additional services
- You need access to doctors, hospitals, or prescriptions your current plan doesn’t cover
- You want more convenience, better quality, or coverage while traveling
Choosing the right plan can be complex. To help, I’m sharing a helpful tool: Should I Change My Medicare Coverage During Open Enrollment?
This resource walks through key factors like healthcare needs, costs, coverage changes, and timelines—so you can make an informed decision with confidence.
