Market Perspectives

What can this bull market teach us about investing through uncertainty? 

Quite a bit. This month’s commentary explores why market worries are normal, how strong economic fundamentals continue to support long-term investors, and why diversification still matters. It is a timely reminder that while headlines change, the core principles of successful investing remain the same.

Tax Planning Insights

New Tax Law Provisions to Watch for in 2026

A new tax law package, OBBBA – H.R.1, includes several provisions that are scheduled to take effect for tax years beginning after 2025. The changes touch a wide range of planning areas, including charitable giving, tax credits, retirement savings, business deductions, and estate and gift tax exemptions. The legislation also introduces new limits and phaseouts, adjusts certain family-related credits, and accelerates the expiration of several clean energy tax incentives.

Because these updates may affect retirement contributions, charitable strategies, and other planning decisions, it may be a good time to review how the new rules could impact your overall financial plan.

Financial Planning Considerations

What Issues Should I Consider Before I Retire?

Retirement is one of life’s biggest transitions, and thoughtful planning can make all the difference. This checklist highlights 32 of the most important issues to review before retirement, helping clients identify opportunities, avoid common pitfalls, and move forward with greater confidence.

Topics covered include:

• Cash Flow Issues
• Health Insurance Issues
• Asset & Debt Issues
• Tax Planning Issues
• Long-Term Planning Issues
• Other Important Considerations